Investing in orthodontic treatment is an investment in your future that will last a lifetime. A beautiful, healthy smile not only enhances your appearance but also boosts your self-confidence and improves overall dental health. At Great Smiles Orthodontics, we understand that the cost of orthodontics can be a significant consideration for families, and we are here to help you navigate the financial aspects of your treatment, including understanding and utilizing your orthodontic insurance.
How Orthodontic Insurance Works
We are pleased to work with patients who have orthodontic insurance benefits. Great Smiles Orthodontics accepts most major insurance plans and strives to make the process as smooth as possible. Here’s how it works:
· Insurance Verification: Our team will contact your insurance carrier to get an estimate of your benefits. This includes understanding the coverage details and the portion of the treatment cost that your insurance will pay.
· Claim Filing: We handle the paperwork for you! Our office will file your claims, ensuring that you receive the maximum benefit from your policy.
· Payment Schedule: Orthodontic insurance typically pays the estimated benefit throughout the duration of your treatment. An initial portion of the total cost will be paid as the initial fee, followed by the balance being paid in increments over time.
Changes in Insurance Benefits
It’s important to note that your estimated insurance benefits may change due to various reasons. If there are any changes to your benefits, please notify us as soon as possible so we can adjust your payment plan accordingly. Here are some examples of things we need to know about:
· Your employer changes insurance carriers.
· The insurance benefit level changes.
· You change jobs during treatment.
Flexible Spending Plans
In addition to insurance, many patients utilize Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs) to cover orthodontic expenses. These accounts allow you to set aside pre-tax dollars for medical expenses, including orthodontics, making your treatment more affordable. Here’s how they work:
· Contribution: You contribute a portion of your pre-tax salary to your FSA or HSA, reducing your taxable income.
· Reimbursement: You can use these funds to pay for eligible medical expenses, including orthodontic treatment. Simply submit your receipts for reimbursement.
Making Braces Affordable
At Great Smiles Orthodontics, we believe that no one should have to forego treatment due to cost. The cost of braces varies depending on the type of bite problem you have, and we are committed to making orthodontic care accessible for everyone. During your complimentary consultation, we will discuss all treatment fees and answer any questions you might have. Our team is excellent at developing a financial plan that works for you, including options such as:
· No Down Payment: We offer plans that require no initial down payment, making it easier to get started with your treatment.
· Flexible Payment Plans: We can set up monthly payment plans that fit your budget.
Your Journey to a Great Smile
Orthodontic treatment is a journey towards a healthier, more confident you. At Great Smiles Orthodontics, we are dedicated to providing you with exceptional care and support every step of the way. Understanding your insurance benefits and flexible spending options can significantly ease the financial burden and help you achieve the smile you’ve always wanted.
Get Started Today!
If you have any questions about your insurance coverage or need assistance with your financial plan, please don’t hesitate to contact our office. We are here to help you every step of the way! Invest in your smile today for a brighter, healthier tomorrow. Schedule your complimentary consultation with Great Smiles Orthodontics and take the first step towards a lifetime of great smiles.